Insurance Guidance From Someone Who's Spent a Lifetime Protecting Others
Medicare, health, life, and more — explained honestly and matched to your needs by a veteran who treats you like family, not a policy number.
Harry personally handles every inquiry. Call or text anytime: (701) 629-1514
- Served U.S. Army medic, 82nd Airborne
- Deployed Japan & Iraq
- Licensed North Dakota, Maine & nationwide
- In insurance Since 2006
Insurance Made Honest, Personal, and Clear
Insurance shouldn't feel like a foreign language, and it shouldn't feel like a sales pitch. Braddock Insurance was built on a simple idea: sit down with people, tell them the truth, and help them find the coverage that actually fits their life. Harry Braddock has been protecting families since 2006, backed by nearly twenty years in the industry and a lifetime of service before it. Whether you're turning 65, insuring your family, or covering your team, you'll get straight answers and real guidance — and you'll never be just another policy.
Guidance You Can Actually Trust
Most people don't need more options — they need someone honest to help them make sense of the ones they have. Harry does exactly that. Nearly two decades in life and health insurance, across Medicare, individual coverage, life, supplemental, and group benefits, means there's very little he hasn't seen. And because he works for you and not a single carrier, the advice is about what's right for you, not what's easiest to sell.
Coverage for Every Stage of Life
Whatever stage of life you're in, there's coverage built for it. Explore Harry's full lineup below — each area explained in plain language, with options for self-serve or a personal walkthrough.
Medicare & Senior
Medicare Advantage, Supplement, Part D, and more, explained without the jargon.
Individual Health
Health, dental, and vision plans for individuals and families.
Dental & Vision
Standalone dental and vision plans fill this gap affordably and are available year-round.
Life Insurance
Protect your family's future with the right coverage and honest advice.
Supplemental
Cancer, critical illness, accident, and travel coverage for life's surprises.
Group Benefits
Fully-insured, level-funded, and self-funded plans to attract and keep good people.
Veterans
Resources and guidance built specifically for those who served.
You're Family Here, Not a Policy Number
Start with triage.
A medic's first job is to figure out what matters most, right now. Pick where you are, and you'll see what Harry would do first.
Your Initial Enrollment Period is seven months long, centered on your birthday month. Sign up late for Part B and the penalty is 10% for every full year you waited.
What Harry does
- Map your Initial Enrollment Period and Medigap window
- Check your doctors and prescriptions against real plans
- Compare Medigap + Part D against Medicare Advantage
Plans change their costs, drug lists, and networks every year. Annual Enrollment is your yearly chance to switch.
What Harry does
- Read your Annual Notice of Change with you
- Re-check your prescriptions against next year's formularies
- Switch only if it saves you money or headaches
Marketplace plans can't turn you down for pre-existing conditions, and tax credits can cut the premium a lot.
What Harry does
- Estimate your premium tax credit
- Compare Bronze, Silver, and Gold against how you actually use care
- Check that your doctors are in network
Aging off a parent's plan opens a 60-day Special Enrollment Period. Miss it and you may wait months.
What Harry does
- Lock in the 60-day window
- Compare a Marketplace plan with any employer option
- Add dental and vision if you need them
If your income disappeared tomorrow, how long could your family keep the house? That's the number to start with.
What Harry does
- Size your coverage to your mortgage, debts, and kids
- Compare term and whole life side by side
- Name beneficiaries the right way
Most carriers can write a group plan with as few as two eligible employees. Good benefits help you hire and keep people.
What Harry does
- Compare fully-insured, level-funded, and self-funded
- Set eligibility and contribution rules
- Handle every renewal, 60–90 days out
VA care, TRICARE, and Medicare don't coordinate on their own. The gaps are where families get hurt.
What Harry does
- Line up VA, TRICARE For Life, and Medicare
- Avoid Part B timing mistakes
- Cover your spouse and kids
The clock is always running.
Miss an enrollment window and you can wait a year, or pay a penalty for life. Here's where the calendar stands today.
Personal windows, like your Medicare Initial Enrollment Period or a 60-day Special Enrollment Period, depend on your dates. Find yours →
Do It Yourself, or Let Harry Help — Your Call
Some people want to compare plans and enroll online on their own time. Others want to talk it through with a real person. Braddock Insurance gives you both. Get a quote and enroll yourself through the links on each plan, or book a free, no-pressure consultation and let Harry walk you through it. Same honest guidance either way.
Not Sure Where to Start? That's What Harry's For.
Book a free consultation and get honest answers — no cost, no pressure, no obligation.
What Clients Say
Harry spent an hour on the phone explaining my Medicare options and never once made me feel rushed or pushed. I finally understood what I was signing up for. I've sent him three friends since.
As a fellow veteran, it meant something to work with Harry. But what kept me was how straight he was with me — he told me when I didn't need a plan he could've sold me. That's rare.
Two home states. Clients across the country.
Working remotely by phone and computer for clients across the country. Licensed in North Dakota, Maine, and nationwide.
Work With Harry
Book a free consultation and get honest answers — no cost, no pressure, no obligation.